What To Do After An Auto Accident
The first steps following an auto accident are to contact the insurance company and find the best auto body repair shop. Once you select a body shop, you will need to get your car in for repairs. If your vehicle was not driveable and was towed from the accident, you will need to request a release from the company storing it.
Regardless of who is at fault, there are some basic steps to take following your car accident. If you were at fault for the accident, make sure you have:
- Your insurance card and VIN number
- The date, location, and individual’s names involved in the
- A claim number from the insurance to provide to the auto body shop
- A rental vehicle if your insurance covers the costs
If you were not at fault for the car accident, you can start the claim through your own collision coverage. However, you will be responsible for paying the deductible. While this may result in a quicker repair, the best option for you is to claim the damages through the at-fault party’s insurance. You need to:
- Wait for the police report
- Call the claim into the other insurance carrier
- Request a rental vehicle
Contact the At-fault Driver’s Insurance Company
On the police paperwork, you’ll find an insurance code. You can contact an auto body shop such as Collision Centerz in Ogden, UT, to decode it for you. Insurance can be a slow process, especially when you are without your vehicle. Within the state of Utah, insurance carriers are given at least 45 days from the initial claim to accept liability. During this process, written statements are typically gathered from both parties to finalize the claim.
Hiring an Auto Body Repair Shop in Ogden, Utah
Regardless of who is at fault, you’ll need to select the auto body repair shop of your choice. You don’t have to use the shop your insurance or the other party’s insurance recommends. Simply provide the insurance claim number and they can work directly with the insurance to process your repairs. For more information on processing your auto body repair, contact Collision Centerz at (801) 395-1946.